by Dave Hoshour | Feb 12, 2016 | Blog-Investments
Somehow the Federal Reserve and central banks around the world have gotten it into their heads that the lower the interest rate the more it stimulates the economy and that if the economy is slower than desired, rates should be kept as low as possible for as long as...
by Dave Hoshour | Feb 10, 2016 | Blog-Investments
2016 Outlook This year, 2016 has the potential to be a down year again for commodities, bonds and stocks. As usual, market analysts are not pessimistic but that can change. Only real estate is expected to show a good return. Interest rates will probably go up, but...
by Dave Hoshour | Dec 28, 2015 | Blog-Investments
When I talk to 401k sponsors about the costs of being found to have paid more than reasonable fees to their 401k vendors, I don’t spend much time on attorney fees. However, they can sometimes dwarf the actual award for damages. In Tussey v ABB, a famous case...
by Dave Hoshour | Dec 16, 2015 | Blog-Investments
A couple weeks ago, Blue Cross sent me the notice of my 2016 premium amount. It was $1,600/month for my wife and me. For many people that is a mortgage payment. And, it will go up a lot again next year. That’s for 70/30 sharing and a $5,000 per person...
by Dave Hoshour | Nov 19, 2015 | Blog-Investments
Milliman just came out with an excellent guide to required year-end compliance issues. Rather than me reciting it, you can access it at www.milliman.com/uploadedFiles/insight/Periodicals/cab/pdfs/15-10_YEretire.pdf Note that there are a number of notices due by either...
