by Dave Hoshour | May 13, 2015 | Blog-Investments
For years, providers of 401(k) plans have charged the plans they manage fees based on assets. They love to do that because it causes their fees to grow automatically. As long as participants continue to contribute out of each paycheck, as long as companies put in...
by Dave Hoshour | Mar 31, 2015 | Blog-Investments
Because a 401(k) plan has participants making their own decisions on how much to save and what to invest in, and because many, if not most, participants don’t really know the answer to either question, education is required. A prudent plan sponsor will provide...
by Dave Hoshour | Mar 15, 2015 | Blog-Investments
How are you doing on saving for the 20+ years you will likely spend in retirement without a paycheck? On this website, www.CornerstoneInvestment.com, on the Links page, you’ll find a link to the AARP retirement calculator. This is a very easy to use retirement...
by Dave Hoshour | Mar 15, 2015 | Blog-Investments
Europe has been overall a terrible place to invest for the last several years. The Vanguard FTSE Europe ETF (VGK) that I use as a proxy for European stock markets overall is lower than it was at the end of 2009, well over 5 years ago, and is still roughly 30% lower...
by Dave Hoshour | Jan 21, 2015 | Blog-Investments
Sounds like heresy, yes? Don’t today’s historically low interest rates allow more people to buy houses and cars and to finance other types of spending as well? Well, yes, that is true, but only to a point. It has a short-term impact as consumers lower...
