by Dave Hoshour | Nov 9, 2022 | Uncategorized
Important Strategy UpdateWe have been completely out of stocks and bonds for about half a year and it has served us very well in protecting principal which I view as my primary responsibility. InflationInflation is still out of control, running over 8%, and while the...
by Dave Hoshour | Oct 22, 2022 | Uncategorized
Starting in the 2000s the Fed was worried about deflation and started on its course of very extended super-low interest rates in an effort to boost inflation to at least 2%. I said for years that 0% interest outside of a financial crisis and continued massive...
by Dave Hoshour | Sep 29, 2022 | Uncategorized
The top chart shows the price to earnings ratio of the S&P 500 Stock Market Index. We are now only down to the top end of the long term range. The ratio is not perfect. It can spike when earnings go down a lot as it did in 2003, 2009, and 2020 so you have to...
by Dave Hoshour | Sep 19, 2022 | Uncategorized
Over my nearly 40-year career I have advised a lot of people on retirement planning. Here some key thoughts – A life goal of no longer being productive but just playing or piddling every day is not consistent with the way God wired men. Adam was put in the...
by Dave Hoshour | Aug 18, 2021 | Uncategorized
It’s BAACKK!! Talking about inflation. Here are the last 12 months of inflation data per the US Bureau of Labor Statistics. We have not seen 5% inflation since the 1980s but here it is again. Why? Take your pick. Shortages due to the economic shutdown and pernicious...
by Dave Hoshour | Mar 8, 2017 | Blog-Investments, Uncategorized
The most popular course I ever taught was called Finishing Well. I taught people how to get everything together so that their executor, or perhaps themselves as executor of a parent’s estate, would not find themselves in “executor hell.” The tasks...
